CK EXPERTS

Refer A Friend

LOAN OPTIONS

FHA LOAN

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA home loans require lower minimum credit scores and down payments than many conventional loans, which makes them especially popular with first-time homebuyers. In fact, according to FHA’s 2020 Annual Report…

READ MORE

VA HOME LOAN​

A VA loan is guaranteed by the U.S. Department of Veterans Affairs. The loan itself isn’t actually made by the government, but the fact that it’s backed by a government agency makes lenders feel more comfortable offering these loans, because they take on less risk than with a conventional mortgage. As a result, it’s possible..
READ MORE

JUMBO MORTGAGE LOAN

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac, the government-sponsored giants that buy most U.S. home loans and package them for investors.If you’re buying a mansion — or just a regular home in a high-priced area like Silicon Valley — you might need…

READ MORE

Down Payment Assistance and Grant Programs

If you’re a public servant in Texas, the Homes for Texas Heroes Program is designed specifically for you. This initiative, backed by the Texas State Affordable…
READ MORE

ITIN Loans

ITIN Loans are specialized mortgage options designed for individuals who do not have a Social Security Number (SSN) but do have an Individual Taxpayer Identification Number (ITIN).

READ MORE

Conventional Loans

Conventional loans are a popular type of mortgage that isn’t backed by a government agency. These loans are often ideal for buyers with strong credit and stable income. Here’s a straightforward guide to understanding conventional loans:
READ MORE

Refer A Friend

Fill out the form below

Contact Us